Provides cover for third party liabilities (bodily injury / property damage) arising out of the Insured’s activity and legally proven through a final non-debatable court verdict (subject to terms and conditions).

This insurance covers:

• Your legal liability towards damages to the third party in respect of accidental death, bodily injury or loss of or damage to property.
• Legal costs and expenses incurred by you with prior consent.

• This is an Insurance that protects professionals such as accountants, lawyers and physicians against negligence and other claims initiated by their clients. It is required by professionals who have expertise in a specific area because general liability insurance policies do not offer protection against claims arising out of business or professional practices such as negligence, malpractice or misrepresentation.
• Professional indemnity insurance can help protect you from claims made by dissatisfied clients such as; there is a problem with your work, or you’ve made a mistake which costs your client money, meaning the client may want to pursue you for compensation.
• It’s important to note that even if you haven’t done anything wrong, the cost of defending yourself may be high and professional indemnity cover can help you protect yourself from these costs.